One app.
Every money move.

Send money
in seconds.

Move money to any Nigerian bank account instantly. No long account numbers to memorize. Just search your contact, enter amount, tap send.

• Transfer to all major Nigerian banks
• Completed in under 5 seconds
• Transaction history with search
• Scheduled & recurring transfers

To any bank, instantly

GTBank, Access, Zenith, UBA, FCMB, OPay, PalmPay — if it has an account number, KashTok can send to it.

All bills, one place

Stop running
between apps.

Pay electricity, buy airtime, renew data, sort DSTV — all from the same wallet, in one flow. No app-switching. No screenshots.

• All major electricity DISCOs
• MTN, Airtel, Glo, 9mobile
• DSTV, GOtv, Showmax
• Auto-pay recurring bills

Actually keep
some money.

Create vaults for important goals. Set automatic rules. Let KashTok nudge you before you spend what you meant to save.

• Named vaults (Rent, School fees, Travel)
• Auto-save on every income credit
• Spend alerts before vault goals
• Visual progress tracking

Your vaults, your rules