We're currently building and testing with a small group of early users. Joining the waitlist means you'll be among the first to know when your cohort is ready. We're targeting a public launch in 2025.
KashTok is not a bank — it's a digital money product designed to work alongside your existing bank accounts. Think of it as your everyday money control center for payments, bills and savings. We are pursuing CBN licensing as we scale.
Not necessarily — and not yet. KashTok is designed to complement your existing bank. Most Nigerians will keep their salary accounts and use KashTok as the smartest place to manage daily spending, bills and savings.
Security is core to KashTok. We use industry-standard 256-bit AES encryption, strong biometric authentication, device binding and real-time fraud monitoring. We also design all data handling in compliance with Nigeria's NDPR. Full regulatory details will be shared before public launch.
We're starting with a simple, mostly free experience. There will be transparent fees for specific services — like virtual cards or international payments — but no hidden charges and no monthly subscription required to get started. Early waitlist users get special locked-in rates.
At launch, KashTok will support electricity (all major DISCOs), airtime and data (MTN, Airtel, Glo, 9mobile), cable TV (DSTV, GOtv), and more. We're constantly adding biller integrations based on early user feedback.
A savings vault is a named pocket inside your KashTok wallet dedicated to a specific goal — like "December Rent" or "Dubai Trip 2026". You set a target amount, and KashTok helps you track progress. You can set auto-save rules so money moves into the vault automatically.
Simply enter your email on our waitlist page. We'll add you to the queue and email you as soon as your cohort is ready to onboard. No credit card. No commitment.
Still have questions?
Drop us an email at [email protected] — or join the waitlist and ask us directly.